If you're trying to figure out how a new Acura could fit into your driveway, make sure you speak with a member of our Acura auto financing team. At Phil Smith Acura near Fort Lauderdale, our finance teams understand that each potential car buyer's budget, priorities, and financial future are completely their own. Our staff is proud to work with our North Miami neighbors to find cars and financing plans that work for them and fit their circumstances.

Finance Fit For You

You'll take plenty of time figuring out which features you need in your Acura, whether that's blind spot assistance, booming speakers, or a specific type of coffee brown interior. We'll take the time to make sure you're able to cruise over to the bank and be happy when you get there, even if your Acura car payment is due soon.

After you've outlined the vehicle you'd like to drive, a member of our South Florida Acura auto financing staff will take you through the different purchase and Acura lease options. You'll iron out questions and concerns and begin the hassle-free, step-by-step, collaborative process of securing your new Acura car. They'll create an Acura finance login for you, so you can check on your plan at any time. A couple of key terms tend to trip people up when it comes to car financing.

Get familiar with APR, or the annual percentage rate. The APR is the interest rate on your car loan. The lower the APR, the less you'll have to pay over the course of your loan.

The down payment, or the initial installment of cash you pay at the beginning of the loan, is important to know as well.

Lastly, there's the loan term. The loan term is the length of time you have to reimburse your car loan. A crucial element of the loan is the principal or the initial amount of the car loan. Over the course of your loan term, you'll pay back the principal, plus the interest (remember that APR!) accumulated.

Whether you're looking to buy an Acura ILX in full and ride off the lot immediately, or want to explore Acura car loans for a future Acura car down the road, or you're anywhere in between, we're ready for you.

Experts In Finance

Our Acura auto financing professionals know each and every element of our lease and purchase plan. They can take you through Acura finance rates for new vehicles like the Acura RDX and Acura TLX and explain Acura CPO financing for certified pre-owned vehicles as well.

Visit us at our Acura auto financing center in Pompano Beach, FL or give us a call today to learn more about how we can help you get behind the wheel of an Acura. We can't wait to help you fly through our financing process with crystal clear clarity and peace of mind, then hit the road with confidence and wonder.