New Acura Lease Deals & Specials In Pompano Beach, FL

Luxury Within Reach: 2025 Acura Lease Deals in Pompano Beach, FL

The Phil Smith Acura team has the 2025 Acura lease deals to optimize your car-buying experience. After all, precision-crafted luxury calls for precision-crafted payment solutions. Drivers often have questions about how financing specials differ from Acura lease options, so we've put together this handy page to discuss the difference between leasing and financing.

We'll go over the benefits of each way to upgrade to a new car, how to choose from our menu of deals, and ways to lower your Acura lease payment on one of the current specials in our new Acura inventory.

Benefits of 2025 Acura Leasing vs. Buying

Find Your Acura Specials Near Fort Lauderdale, FL

If you compare Acura finance offers to the 2025 Acura lease specials at our dealership in Pompano Beach, FL, you might be trying to decide the best way to secure a new ride and stay within your budget. You only need to answer a few simple questions about your habits and preferences to decide if you should buy or lease.

For starters, how many miles do you drive annually? Our 2025 Acura lease deals come with annual mileage limits to keep the total mileage down at the end of a three-year lease. Most Acura lease specials usually come with 10,000 or 12,000 miles per year, and there's typically a fee for every mile you exceed when you drop off your lease return. A lease could be for you if you drive fewer than the mileage limit on our Acura deals. We'd suggest financing if you're someone who commutes or travels more than the average person.

Another consideration is how long you think you'll own your vehicle. Acura lease deals typically have a three-year lease term to appeal to those who enjoy driving a new car with the latest features and tech. Leasing provides ample flexibility if you love that "new car smell" and always want the current safety systems and warranty protections. But if you want to drive your next sporty sedan or SUV for the unforeseeable future, we suggest taking the path to financing and full ownership.

Finally, do you think your automotive needs might change over the next three years? Will you need room for new family members, child safety seats, and soccer balls? Is there a possibility of a move or a different commute to work? Our 2025 Acura lease deals are intended to give you options if you need them. But if you don't think your lifestyle will change, then financing could be more affordable in the long run.

What You Need To Know About Acura Lease Offers (Lease Terms)

Now that you know the differences between buying and leasing, you're probably already leaning in one direction. So, here's a list of all the lease and finance terms you'll need to know so you can understand what accounts for your monthly payment and how to lower it.

• Monthly Payment: This is the amount you pay every month to drive the Acura of your choice.
• Capitalized Cost: Essentially, this is the price of the vehicle, often referred to as "cap cost." The higher the cap cost, the higher the payment. The lower the cap cost, the lower the payment.
• Down Payment: Regardless of leasing or financing, the more you put down, the lower the cap cost will usually be. This also lowers the amount that gets financed, thus decreasing your payment.
• Term: This refers to the length of time you will be paying for the vehicle. Lease terms are typically for 36 months, while finance terms may be up to 60 months. The longer the term, the lower the payment. However, interest and lease rates increase slightly with longer terms, and while your monthly payment is less, the total amount you will pay over time might be more.
• Interest Rate and Money Factor: When you take out a loan to finance, you get an interest rate. When you take a loan out to lease, you get what is called the money factor. Both of these elements are a function of your credit history. Generally, the higher your credit rating, the better the rate (which lowers your payment).
• Credit Application: This is the application you need to submit to be approved for an auto loan from Acura Financial. The application will provide your financial history and credit score to determine your loanworthiness. Depending on your credit score, you may be asked for a "co-signer" or "co-applicant" to strengthen your application.

These are the key lease terms you will hear your sales associate and finance manager discuss. If you have any questions about how your financial situation optimizes your deal, you can always call ahead to discuss your credit application with one of our team members.

Your Next Acura Lease Deal Is Here in Pompano Beach, FL!

Now that you are an expert in comparing 2025 Acura lease deals and finance specials take a look at our new Acura inventory and choose a stylish sedan or family-friendly SUV for your garage.

We also have an impressive inventory of used cars from some of the most exciting auto manufacturers around. You'll find sedans, trucks, SUVs, wagons, and more from all the popular makes you see driving our local roads. Whatever it is that you're looking for, you'll likely find it here at Phil Smith Acura.

Frequently Asked Questions

Should I lease or buy an Acura?

Leasing and financing each offer perks to appeal to various needs and life stages. When deciding if you should buy or lease your next car, think about how many miles you drive annually and how long you intend to drive the vehicle. You should also consider if you prefer the latest tech and upgrades or desire to customize your ride, as these factors can help determine which path is best.

Can you extend an Acura lease?

In some cases, extending an Acura lease is possible. If you would like to extend your lease contract, please get in touch with Acura Financial Services or our dealership's finance department to speak with a branch representative. From there, you can learn more about options for extending your lease, if a month-to-month extension is available, and how to end your term early.

Can I pay my Acura lease with a credit card?

Depending on your credit history and which of our 2025 Acura lease deals you choose, it is possible to pay your car lease with a credit card. However, additional fees may be included with your lease payment to cover this cost. Typically, setting up auto-pay through a bank account is advised to ensure you never miss a payment if your credit card is reported stolen or lost.

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